Papers on "Predatory Lending Practices" and similar term paper topics
Paper #048856 ::
Predatory Lending Practices
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Reviews data regarding the practice of predatory lending by financial service providers.
Written in 2004; 765 words; 2 sources; APA;
$ 27.95
Paper Summary:
This paper discusses the serious problem of predatory lending practices and the need for government regulation to protect those targeted most by this practice. Housing and Urban Development (HUD) studies showing who is most targeted by predatory lending practices and the factors that contribute to this practice are cited, as are findings that show that predatory lending practices are largely exploitative.
From the Paper:
"Predatory lending practices have been the source of much concern among legitimate financial service providers, regulators and consumers. Much evidence exists indicating that predatory lending practices are still a factor to be reckoned with, especially in what has been termed the ?sub prime market.? Predatory lenders typically have targeted less experienced borrowers or those with higher risk profiles or poor credit (MBAA, 2003). As such, government intervention has become almost a necessity to protect those most vulnerable in society from predatory practices (MBAA, 2003)."
Tags:
vulnerable society minority elderly low-income neighborhoods report high risk consumers borrowers
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