| Papers [1-16] of 100 :: [Page 1 of 7] | | Go to page : 1 2 3 4 5 6 7 —> | Search results on "IMPACT E BANKING INDUSTRY": |
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Impact of E-Banking on the Banking Industry, 2006.
An in-depth analysis of individual commercial banks and how they service their customers.
13,765 words (approx. 55.1 pages), 31 sources, APA, AU$ 363.95
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Abstract
This paper discusses individual commercial banks and how they service their customers. It analyzes the quality of banking services that a customer gets and how the services are provided to the customer. It describes the three main channels for banking today - through branches, through the internet and on telephone.
Table of Contents:
Introduction
Chapter I
How Internet Banking Has Grown In The Last Decades, Especially Regarding New Product Being Offered
Evolution of Internet Banking
Present Status and Profile of E-Banking Offered By Banks
Nature of Product Offered
Chapter II
The Operations of Banks In Different Areas: What Is The Contribution?
Effects of E-Banking on Banking Operations: What Is The Contribution of Internet Banking Toward The Business?
Chapter III
General Benefits of Banks From E-Business and Other Communication
Performance Measurement
Chapter IV
Reality of System Risks and Control
Conclusion
From the Paper
"To understand the relationship that can develop between the Internet and banks, one has to first understand the nature of both these items. The first to be understood is the banks. So far as banks are concerned, at the beginning of the twenty-first century, central banking which is the source of all banking activity would appear to be at a crossroads in their future. Earlier it was the lender of last resort, active participant in stabilizing economic fluctuations, and now the present main function is being the guardian of price stability. As it is still the monetary authority, much is expected from them. At one stage, fiscal policy was considered to be the main instrument of economic policy, the situation changed to an ascendancy of monetary policy and that was noted by the late 1980s in most parts of the industrialized world. This had a lot of implications for the role of the central bank."
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The Pakistani Banking Industry, 2006.
This in-depth paper a provides a benchmark pertaining to the careers of bank managers in Pakistan, while also delving into the banking industry in the Islamic run country.
21,538 words (approx. 86.2 pages), 33 sources, MLA, AU$ 363.95
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Abstract
This well-researched paper examines Pakistan's evolving and constantly developing banking industry from the 1940s and up the present. The writer of this paper supplies in-depth insight into the pressures as well as the numerous financial and cultural demands and expectations currently facing bank managers in both the private and public banking sectors. This paper analyzes Pakistan's political history and its resulting impact on the country's banking industry. The writer of this paper delves into Pakistan's socio-political culture which greatly affects the vision, goals and leadership style of the country's bank managers. This paper also contains various financial tables, lists and illustrated graphs pertaining to this particular topic.
Table of Contents:
Abstract
Introduction
Political and Financial History Intertwined
Effect on Pakistani Bank Managers
Cautionary Tales
The Opposite Side of the Coin
Pakistani Banking Structure
Pakistani Banking: Recent Past
Upsetting Events in Pakistan's Banking History vis-a'-vis Managers
The Best Bank
Other Banks
Challenges for Managers in the Banking Industry
Current Initiatives
Literature Review
Summary
Statement of Research Question
Methodology
Findings
Manager One: NBP Managers
Manager Two: New Hire from Lahore Business School
Manager Three: Year 2000 Graduate of a Business College in Germany
Manager Four: Islamic Bank Manager
Manager Five: Graduate of Irish Business College
Manager Six: Recently Promoted Manager at a Local Branch in the Capital
Manager Seven: Human Resources Manager at the Islamic Bank
Manager Eight: Temporary Branch Manager in Small Town
Manager Nine: Former Bank Employee, Government Bank
Manager Ten: Graduate of Lahore Business College (2)
Bank Manager Career Themes
Discussion
Conclusion
Appendix A: Islamic Modes of Financing
Appendix B: Recent Listing of Banks Operating in Pakistan
Appendix C: Questions for Bank Manager Interviews and Process
Appendix D: Recommendations by Mehmood-Ul-Hassan Khan
References
From the Paper
"The best way to determine what the future might hold is to understand the past and the present, and add to that the changes seen by experts on the horizon. Therefore, constructing the history of Pakistani banking forms a major part of the current research; outlining contemporaneous changes and decisions regarding Pakistani banking made by its most senior officials is also important to understanding the influences on bank manager career tracks and attitudes. In addition, an extensive literature review of those factors that generally contribute t manager career orientation in any business will help understand the Pakistani bank managers' positions. Interviews with at least a few current Pakistani bank managers will display the attitudes they currently hold, and provide insight into what they expect in the future and what would make them more or less career-oriented."
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The Banking Industry in Oman, 2005.
This paper is a research report, which develops a business continuity plan for the Oman banking industry.
21,275 words (approx. 85.1 pages), 35 sources, MLA, AU$ 363.95
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Abstract
This paper explains that a business continuity plann is the method or process whereby financial institutions ensure the protection or recovery of operations, including services to customers, when confronted with adverse events such as natural disasters, technological failures, human error or terrorism. The author points out that the research indicates that the Oman banking industry has an idea of what it should be doing for its business continuity plans, but instead, it looks primarily at the I.T. situation, which is important but fails to develop plans for all of the necessary phases of the banking business. The paper stresses that the strongest recommendation, which can be made for the Oman banking industry and for other businesses, is the need for redundancy in every phase of the operation, even maintenance of records outside the country. Tables and graphs.
Table of Contents
Introduction
Introduction and Background
Statement of the Problem
Purpose of the Study
Theoretical Basis
Limitations of the Study
Definition of Terms
Organization of the Remainder of the Study
Review of Related Literature
Methodology
Research Design and Approach
Population and Sample
Collection and Tabulation of Data
Data Analysis Procedures
Policy Document for a Business Continuity Plan in the Oman Banking Industry
Analysis of the Data, Results, and Discussion
Summary, Conclusion, and Recommendations
From the Paper
"Some banks, of course, do already have these plans, although it is a small number. Of the banks that do not have one and are not working toward one, cost seems to be the key. Creating and implementing this type of plan and ensuring that it is updated and adjusted properly is a time consuming, difficult, and often expensive thing for banks and other businesses to do, and it is understandable that some banks would be reluctant to create a business continuity plan for these reasons. However, banks should look toward these expenses not as costs, but as an investment toward the safety and security of their future."
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E-Banking in China, 2005.
This paper discusses e-banking services especially its customer satisfaction and the development of e-banking in China.
6,680 words (approx. 26.7 pages), 16 sources, APA, AU$ 222.95
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Abstract
This paper explains that viewing the Internet as only a marketing tool is a vast mistake because the Internet has vast applications to making the way of doing business not only easier and less costly, but also completely different than traditional banking. The author points out that Chinese banks, like the China Merchant Bank, will be able to strengthen relationships with existing customers by allowing them to access via its Website previously inaccessible decision-support information, such as detailed account reports, product specifications and interest rate comparisons at their own convenience. The paper, using many strategy analysis tools, concludes that e-banking is a viable solution to the problem of escalating costs of human tellers dealing with smaller depositors; therefore, Chinese banks, who are focused on ROI (return-on-investment) in order to prioritize and evaluate its goals, should develop an e-strategy.
Table of Contents
Introduction
Overall Review of E-Banking Industry
Customer Loyalty
Customer Needs and Meeting Them
Strategy for Building Customer Loyalty
China Merchant Bank
Risk Prevention in E-Banking of China
From the Technical View
E-Supply Chain Management
Procurement
Enterprise Resource Planning (ERP)
From the Managerial View
Strategic Plan
SWOT Assessment
Porter Five Forces
Porters Five Force Model
Customer Bargaining Power - High
Threat of Substitute Products and Services - Emerging
Supplier Bargaining Power--low
Threat of New Entrants - Emerging
The Overall Level of Rivalry - Moderate
Value Chain Model
Conclusions
From the Paper
"Contrary to popular retail belief, customers are not looking for the lowest price. Thompson writes, "the savvy business can only be differentiated by price." Businesses need to take into an account not only the traditional way to compete with a commodity is to lower cost of manufacturing and then lower the price to drive additional sales to make it up on volume. A company should consider other factors like the value of their service or product but also to consider the value of add-ons to product. Such incentives can rationalize asking a higher price and the customer will be happy with additional quality found in the added value. Customers need to see the value, once they know it is there then the price is not an object."
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Taiwan Banking Industry, 2006.
A review of the Taiwanese economic history and how it influenced Taiwan's banking industry.
4,302 words (approx. 17.2 pages), 9 sources, MLA, AU$ 165.95
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Abstract
The paper takes an in-depth look at the factors that have affected the Taiwanese banking industry and help to shape and mold it into the 'tiger' it is today. According to the paper, Taiwan has a dynamic capitalist economy that is gradually requiring decreased guidance on investment and foreign trade from the national government. The paper discusses how in time, government-owned banks and industrial companies became privatized, mainly as a result of the export industry.
From the Paper
"Taking control for Asian buyout investors did not only extend the lives of failing companies but also realized a high level of profits in the first half of 2005 (AltAssets 2005).In the first six months, divestments earned US$13.5 billion, 71% of which came out of "control" deals. There were, however, problems confronted by buyout investors. Buying out was a strange concept to Asian companies, which would not cede control of their business to foreign institutions. An exception is South Korea, where foreign-led buyouts proved successful early in the experimental stage and accounted for the turn-around of its economic crisis at the end of the last decade. It was, however, a different situation in Taiwan. The Taiwan banking sector was always an attraction to foreign buyout investors because of its combined assets at approximately US$750 billion, one of the largest in Asia. It was largely government-controlled, overcrowded and fragmented. The government claimed 50-60% ownership of the assets of these 48 banks. None of them had a market share of more than 10% and was, therefore, not a major player in the island or the region. Yet the government was willing to introduce foreign and local investors to hasten the consolidation of the industry. In May that year, Taiwan's Financial Supervisory Commission revised the rules, which would allow foreign financial companies to take full ownership of domestic banks. After selling 20% equity state of Changhwa Commercial Bank to the local Tashin Financial Holdings, the government privatized its holdings in Taiwan Business Bank, the 9th largest by assets. Taiwan Business Bank was far behind Hong Kong's Hang Seng Bank and Singapore's DBS Bank. Unlike the Changhwa Bank, which attracted foreign investors, such as Japan's Shinsei Bank and The Carlyle Group, Taiwan Business Bank attracted three local financial groups, such as E. Sun Financial Holding Company, Mega Financial Holding Company and Fubon Financial Holding in the government sale of its 43% holdings. It was a frustration to the Ministry of Finance and half of its almost 5,000 employees expressed deep apprehension towards the sale and went on strike in order to demand better benefits for themselves. The bank's business chairman resigned 10 days later, apparently because of his inability to introduced changes. The failure of takeover in the Taiwan Business Bank sent clear and powerful resistance from vested parties who saw that their interests were under threat. But the government would not give up despite this failure. It rallied by inviting bids for a majority state of China Shipbuilding Corporation, the island's largest shipbuilding company, and kept its hopes high that the move would prosper (AltAssets)."
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Race, Gender, and the Banking Industry, 2004.
Examines issues of race and gender in the investment banking industry.
6,000 words (approx. 24.0 pages), 16 sources, MLA, AU$ 207.95
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Abstract
This study examines the nature and effects of race and gender on managerial progression within the investment banking industry. It attempts to prove that race and gender have the potential to negatively impact a minority?s ability to progress in the industry. Successful advancement opportunities, in theory, should be contingent upon an individual?s skills, abilities and work history; unfortunately, time and time again, this theory has been disproved by statistical data, which indicates that race and gender do, in fact, impact on employees' potential for achievement. The study focuses on the managerial progression of candidates, both male and female, of minority and non-minority descent within the U.S. and the U.K. It also details the importance of developing more comprehensive recruiting and promotional activities targeted specifically toward these populations. The paper concludes that equality measures implemented thus far have not been efficient in attracting and promoting candidates.
Table of Contents
Abstract
List of Tables
List of Figures
Chapter I: Introduction
Problem Statement (or Purpose)
Significance of the Study
Assumptions
Limitations
Definitions (or Acronyms)
Chapter II: Review of Relevant Literature and Research
Chapter III: Research Methodology
Research Technique
Research Design
Survey Population
Sources of Data
The Data Gathering Instrument
Distribution Method
Reliability
Validity
Treatment of Data and Procedures
Chapter IV: Results
Chapter V: Discussion
Chapter VI: Conclusions
Chapter VII: Recommendations
Appendixes: Bibliography, Tables, Interview Questions
From the Paper
"Research also reveals that at least within the United States, finding African American presence among the highest levels of responsibility at Wall Street firms including financial institutions and investment banks is not nearly as difficult in modern times as in historical times (McCoy, 1992). Black finance professionals have actually ?built impressive track records with their own investment firms? (McCoy, 1992).
The good news however is tempered by statistics that reveal that in general there are still very few African-Americans and like minded minorities working in managerial positions overall within the nation?s leading investment banks (McCoy, 1992). This is even truer for minority women, who often face double discrimination, being an ethnic minority and being a woman. Statistics also reveal that few black finance professionals are currently ?coming through the pipeline? to help statistics (McCoy, 1992)."
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Commercial Banking Industry, 2004.
An analysis of the commercial banking industry.
1,275 words (approx. 5.1 pages), 6 sources, MLA, AU$ 63.95
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Abstract
This paper examines the commercial banking industry and presents the statistical facts of several financial services firms. The paper discusses Citigroup, Inc., Bank of America, J.P. Morgan Chase, Wachovia, and Wells Fargo. The paper describes how applications of new technology have radically transformed the financial services industry.
From the Paper
"In 2003, Citigroup, Inc. was the world?s largest financial services firm. It sold $94,713 million by December at annual growth rate of 2.3% (Caione 2004) and netted profits at $ 17,853 at an annual rate of 16.9%. With its numerous subsidiaries, Citigroup offers banking loans, asset management, insurance, investment bank and virtually every other retail and corporate financial service conceivable through its more than 3,000 bank branches and finance offices in the US and Canada and 1,500 other locations in close to 100 other countries worldwide (Caione)."
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Canadian Retail Banking Industry, 2005.
A review of the retail banking industry in Canada, focusing on the issue of technological advancements.
1,800 words (approx. 7.2 pages), 4 sources, AU$ 103.95
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Abstract
This paper discusses the Canadian Retail Banking Industry and how it is working to meet the demands of new technology and new financial requirements on the part of the public, showing that the new environment for banking has produced a more individualized idea of service, in contrast the conformity among banks that once prevailed as the only way to do business.
From the Paper
"The Canadian retail banking industry is working to meet the demands of new technology and new financial requirements on the part of the public. The new environment for banking has produced a more individualized idea of service, in contrast the conformity among banks that once prevailed as the only way to do business. The new watchword is diversification, which also means a more individual type of bank to serve the needs of its particular clientele. This approach is likely to prevail even more in the future as the consumer takes more control over financial matters as other types of business dealing and seeks a more unique mix of services according to specific needs and preferences. Simon Bernard shows that this process has been in place for at least a decade as Canadian banks have sought to diversify their service offerings to differentiate themselves from the competition, focusing their competencies in a new or a core business area."
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The Investment Banking Industry, 2005.
This paper describes the players, process and instruments of the investment banking industry.
1,140 words (approx. 4.6 pages), 2 sources, APA, AU$ 57.95
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Abstract
This paper explains that issuers of securities and investors are the two major players in the investment banking industry. The author points out that investment bankers usually act as intermediaries by advising and assisting corporations in issuing securities and often underwrite the issues by purchasing the instruments directly from the firm and reselling them to the public. The paper relates that the public purchases securities to add to their investment portfolios. The author discuses that investors have numerous instruments from which to choose, depending on factors such as risk tolerance, personal preference and tax considerations. The paper states that stocks and bonds are among the most prominent of investment vehicles; however, instruments such as treasury bills and certificates of deposit (CDs) are also used to construct well-diversified portfolios.
Table of Contents
Investment Banking Process
Asset Classes
Capital Market Instruments
Portfolio Recommendation
Conclusion
From the Paper
"Certificates of Deposit are time deposits held at banks. When the term of the CD ends, banks pay interest and principal to the depositor. Though terms vary widely, short-term CDs are the most marketable. Unlike many other investments, CDs are insured by the Federal Deposit Insurance Corporation (FDIC); which provides a reasonable trade-off between risk and return. Derivatives are financial arrangements that are derived from other benchmarks. Including items such as currency, mortgages, and stocks, derivatives are loved or loathed depending on the investor."
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The Japanese Banking Industry, 2002.
An analysis of the Japanese banking industry, including a comparison of Japanese and Western capitalism.
1,675 words (approx. 6.7 pages), 16 sources, MLA, AU$ 79.95
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Abstract
This paper examines the Japanese culture and its relationship to banking. The characteristics of Japanese banking are outlined, and two socio-economic constructs, known as the "zaibatsu" and "keiretsu", are discussed. These socio-economic constructs illustrate strong historical links between banks and industry in Japan. The differences between Japanese and Western capitalism are explained.
From the Paper
"Several years ago, researchers began investigating the relationship between Japanese Capitalism and Western Capitalism. Johnson (1993) pointed out that the differences between the two types of Capitalism are profound and point to changing and evolving theories of economics. This dichotomy of attitudes is the result, suggests Johnson, of many factors, most predominant of which was a certain blindness on the part of the West to acknowledge that Japanese capitalism was indeed different from the laissez-faire construct of the West (Aoki, 1988)."
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Leadership in the Banking Industry, 2002.
An analysis of the ethics of leadership issues in the banking industry.
841 words (approx. 3.4 pages), 10 sources, MLA, AU$ 43.95
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Abstract
This paper discusses the ethical issues in leadership traits that are prevalent in the corporate world, specifically in the banking industry. The paper presents the solutions that are possible in event of unethical conduct. A brief overview of a survey is provided, illustrating the significance of moral leadership in the business world, and examining its influence on the work force.
From the Paper
"Ethics can be defined as those steps that safeguard integrity of an individual or a society. The focus of this paper is however limited to ethics in organizations, belonging specifically to the banking industry.
Acting in accordance with ethics translates into accommodating moralistic behavior into one?s conduct. Hence ethical conduct in businesses, though not very popular, plays an important role in formation of a healthy society. For instance the banking sector of any economy plays the key role in circulation of money and hence in maintenance of economy."
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Customer Protection in the Banking Industry, 2004.
An explanation of the new practices in the banking industry designed to protect the customer.
4,927 words (approx. 19.7 pages), 7 sources, MLA, AU$ 182.95
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Abstract
This paper presents an overview of the changes in the banking system, since the introduction of the Internet into the industry. The paper begins by describing the needs of customer's since Internet banking and computer know-how became more evident. The paper then compares the old payment systems with the new, more technological systems available today. The writer then discusses why Internet banking benefits the customer and what security measures need to be taken to ensure complete transparency and security.
Contents:
Introduction
New Payment Systems
Existing Payment Systems
Key Issues in Internet Banking
Internet Payment Options
Discussion
Conclusion
From the Paper
"Banks have been using electronic transfer for large sums of money for approximately fifty years. However, the current system in place hardly meets the needs of the new emerging marketplace. This system is set up for large transactions and is expensive to use. The market place needs to develop a system that will accomplish the same task, only on a scale that makes it feasible for the small customer to utilize it without incurring disproportionate fees. The current system exists as a set of incompatible systems, this clearly cannot work considering the needs of the new emerging marketplace."
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Banking Industry, 1993.
A look at the functions, performance, regulations, services, examples, fiscal policy, assets and outlook of the banking industry, including a table of contents, diagrams and a table.
4,050 words (approx. 16.2 pages), 21 sources, AU$ 197.95
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From the Paper
"Introduction
All for-profit businesses operate under a simple profit motive: sell goods or services in such a way as to generate more revenue than costs. Many businesses have tangible products, such as refrigerators or computers. Other businesseses sell services, such as dry cleaning or hotels. Some businesses have as their customers other businesses; these companies include accounting firms and wholesalers. In each of these instances, businesses generally operate with little interference or oversight by government regulators, although some industries are more regulated than others.
Each of these instances depends on one other industry, the thrift industry, to provide it with financial resources to conduct business. The thrift industry is unique in that its..."
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Competition in the Banking Industry, 2008.
A discussion on whether competition in banking can be considered good or bad and to what extent should it be limited and controlled.
1,959 words (approx. 7.8 pages), 8 sources, MLA, AU$ 91.95
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Abstract
This paper attempts to show the objectives and positive impacts of competition in banking and tries to analyze the negative impacts by explaining the reasons why competition can have bad repercussions on the banking system. The paper also discusses to what extent competition should be limited and controlled.
Outline:
Introduction
Positive Effects of Competition in the Banking Industry
Negative Effects of Competition in the Banking Industry
Control and Limits to Impose To Competition in Banking
Conclusion
From the Paper
"Competition in banking can be beneficial for the clients. Indeed, the bank industry must be considered by the same way we consider any other industries. Every client is specific because he has his own needs in terms of banking demand, which are different from another one's. In this case, competition is a good means to diversify the supply among banks. A banking product does not exist, it is a group of characteristics such as a remunerated account or not, with banking charges or not, other banking services or not, ... etc. Competition in banking consists in providing the clients with the most customised service in order to better meet their needs. In this case, if the service provided by a bank does not suit the client's needs, nothing can prevent him from changing his bank to find the most adapted characteristics he is looking for. This is quite an important goal of the banking competition."
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E-Banking in the United Kingdom, 2006.
A look at the introduction of e-banking services at the HSBC BANK (U.K.) and its impact on the functioning model of the bank in the United Kingdom.
2,571 words (approx. 10.3 pages), 6 sources, MLA, AU$ 112.95
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Abstract
This paper researches and examines the elements and challenges that are critically important for banks introducing e-banking services. The paper discusses the impact that this will have on the functioning model of the bank. The paper focuses on the HSBC BANK (U.K.) in particular.
Outline:
Objective
Product Packaging for Smaller More Lucrative Segments
e-Banking in the E.U. Labeled: "Non-Optional"
Challenges and Risk Factors Faced by Central Banks in the U.K.
Summary and Conclusion
From the Paper
"E-banking is stated to be that which "could facilitate money-laundering, although electronic systems may also help in its detection." (Ibid) Listed as well is "dangers of false representation and identity theft." (Ibid) Retail payments are being integrated into the payment system with a "global standard with a common layout" being that which is 'desired'. The goal: "achieve delivery-versus-payment at a retail level." (Ibid) There is a stated need for regulation for the purpose of promotion of "open and common standards" the minimization of "switching costs" and to allow for "flexible pricing". (Ibid) It will be critical that central banks both assessing and deal with the potentiality in terms of risk that exists in relation to e-finance and this is "not just because of the differing developments in e-finance across economies but also because of differences in the responsibilities assigned to central banks. "
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Japanese Banking Industry, 2000.
An examination of the role of banks in the changing economy, cultural context, keiretsu (banking-business alliances) and stability compared to U.S. banks.
1,800 words (approx. 7.2 pages), 16 sources, AU$ 92.95
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Abstract
Rohwer (1998) paints a disturbing picture of the Japanese Banking Industry. He states that much has happened in America's S&L crisis in the early 1990s, bad banks need to be shut down or taken over, good banks recapitalized, bad loans written off, and the collateral underlying them (usually real estate) disposed of at fire sale prices (Rohwer, 1998, 22).
From the Paper
"A Study of theJapanese Banking Industry
Introduction
Rohwer (1998) paints a disturbing picture of the Japanese Banking Industry. He states that much has happened in America's S&L crisis in the early 1990s, bad banks need to be shut down or taken over, good banks recapitalized, bad loans written off, and the collateral underlying them (usually real estate) disposed of at fire sale prices (Rohwer, 1998, 22). Most theorists and analysts point out that the bad debt problem of Japanese banks could amount to upwards of 25% of that country s GDP, implying that a solution (if available) is bound to be enormously painful and costly (Rohwer, 1998, 22).
Also in 1998, the year that the Japanese banking system proposed a plan (of sorts) for bailing out the economy, the Economist in..."
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