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Healthcare Insurance, 2005.
This paper looks at the healthcare insurance industry in the United States.
2,025 words (approx. 8.1 pages), 4 sources, APA, AU$ 104.95
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Abstract
This paper examines the healthcare insurance industry in the United States, looking at how many people have coverage, what it costs, how it is paid for, and how many people are uninsured. The paper also looks at economic factors which are causing people to drop coverage and the effects that has on their health and the healthcare providers.
From the Paper
"Health care spending in the United States rose at five times the rate of inflation - the fastest rate in US history. NCHC-Costs in health care premiums rose at a rate five times faster than the inflation rate, which was the largest one-year increase in premiums in more than a decade..."
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The United States and National Healthcare Insurance, 2005.
Examines whether a government-sponsored healthcare insurance is a winning proposition for the American people.
1,857 words (approx. 7.4 pages), 7 sources, APA, AU$ 87.95
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Abstract
In the early 1990s, under the Clinton administration, a system of national healthcare was proposed for the United States. Although the plan failed, many Americans still believe that they would be better off if the government paid for the costs of healthcare. This paper examines both sides of the argument - those who are pro-national healthcare and those who believe that the physician-patient relationship is not the proper province of government. The paper examines Europe's policy of state sponsored healthcare to compare with the United States.
From the Paper
"So, no matter how many facts and figures each side brings to the table, the basic argument remains -- is the field of Healthcare appropriate for federal intervention? Regardless of the scope of European successes, regardless of the contribution to the general welfare, and regardless of its equalizing propensities, the use of federal dollars to pay for Healthcare in the United States will remain controversial. It is not that one side does not wish to help the other, the well-off to help the unfortunate, but rather that there is a difference of opinion on the ultimate extent of personal responsibility. For so long Americans have made so much of the concept of "self-reliance" that the mere mention of the creation of a new government program conjures up images of an uncontrollable and meddlesome monster."
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Healthcare Insurance, 2008.
An analysis of the problem of the large uninsured population in the United States healthcare system.
1,107 words (approx. 4.4 pages), 2 sources, MLA, AU$ 56.95
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Abstract
This paper discusses the unresolved issue of healthcare insurance in the United States. It analyzes whether and how to insure those who have no insurance now and the effects of the large uninsured population on the rest of the population. It describes past debates on the issue and the recommendations that were made then. The paper concludes that anything short of full coverage leaves a portion of the population outside the system and yet burdens the system in the long run.
From the Paper
"Insuring everyone may not solve these problems if the insurance plan itself includes requirements for more paperwork, showing that full insurance in and of itself is not the sole answer to the health care problem. However, it is a vital start and gives the public what it sorely needs, that being a better health care system and better health as well. So long as there is a huge uninsured population, health care costs cannot be contained because the insured population is absorbing the costs of the uninsured, whether they know it or not. It is true that a full insurance program for everyone would spread the costs as well, but it could do so in a more efficient and controlled manner and would thus provide better information to those seeking to reduce health car costs across the board."
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Healthcare Insurance, 2007.
A discussion on the modifications needed for successful healthcare provision.
1,368 words (approx. 5.5 pages), 20 sources, MLA, AU$ 66.95
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Abstract
This paper researches the provision of healthcare services by the not-for-profit organization. It also offers a thorough review of related literature. The paper claims that in today's world it is clear that structural changes must take place if the not-for-profit organization is to have any effect on successful healthcare provision to those who are under- and uninsured.
Table of Contents:
Introduction
Threat of Risk Due to Under and Uninsured Growth Rates
SWOT - Strengths, Weaknesses, Opportunities, Threats
Five Key Initiatives for Building Organizational Strength
The 'Macmillan Matrix' States Factor in the Structural Changes that Must Occur in the Not-for-Profit Organization
Summary and Conclusion
Bibliography
From the Paper
"The strengths that exist were identified in the work: CFAR Briefing Papers (1996) specifically those of uncomplicated integration in financial management, management of human resources, culture, strategic planning, and resource allocation. The primary weakness of the organization is in their lack of ability of meeting the demands for healthcare provision of an ever-growing under- and uninsured group of individuals. Other weaknesses are in the areas identified in the CFAR Briefing Papers (1996) as being the hardest for the organization to integrate which are the areas of: Physician, support services, information systems, clinical integration, marketing, and quality assurance."
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Improving Healthcare in a Healthcare Facility, 2006.
Describes a system for improving the patient incident reporting system in a typical tertiary healthcare facility.
2,249 words (approx. 9.0 pages), 16 sources, APA, AU$ 101.95
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Abstract
This paper examines the patient incident reporting system at a hospital and explains that the present system, which is designed to track patient incidents such as falls, patient abuse and medication errors, as well as provide a means of implementing corrective action, is highly labor-intensive and cumbersome. The paper then proceeds to identify and describe six different initiatives that would improve the efficiency and effectiveness of the current patient incident reporting system.
Table of Contents
Initiative No. 1. Use Existing Hospital Information
System for Patient Incident Reporting for JCAHO
Quality Assurance Tracking Purposes
Initiative No. 2. Installation of Hospital-Wide Patient
Records Database
Initiative No. 3. Use Existing IT Systems to Trend
Adverse Patient Incidents for Inclusion in Hospital-Wide
Quality Assurance Reports
Initiative No. 4. Applying Existing Information Systems
for Improved Inventory Control
Initiative No. 5. Implement Interactive Menu-Processing
System for Inpatients
Initiative No. 6. Improve Hospital and Grounds Security
by Using IT-Based Web Camera Applications
From the Paper
"The Joint Commission on Accreditation of Healthcare Organizations (JCAHO) has already mandated that all accredited healthcare facilities have in place a means of tracking patient incidents such as falls, patient abuse, and medication errors and to provide a means of implementing corrective action when deficiencies are identified (Bryan & O'Connell 23). Although our hospital does in fact have such a patient incident reporting system in place, it is a highly labor-intensive paper form-based approach that requires copying and hand-delivery to the Office of Quality Assurance; furthermore, this paper-based system is easily transferable to the existing hospital-wide information system intranet. In this regard, the proposed online replacement should replicate the existing patient incident reporting system as closely as possible to ensure staff acceptance of this alternative (Auerbach, Beckerman, Cohen, Goldstein, Quitkin & Rock 134)."
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Healthcare Costs, 2002.
A study into the current state of healthcare insurance in America and suggestions for improving it.
3,422 words (approx. 13.7 pages), 9 sources, MLA, AU$ 140.95
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Abstract
This paper studies the increasing costs of healthcare insurance in the United States. The paper explains how the current systems of Medicare and HMO's work and what proposals are in place to try and improve the lack of good healthcare cover in America. As an example, the essay shows how organ donations are covered by insurers and proves that there is a severe lack of adequate funding available.
From the Paper
"The question of how to balance the real fiscal concerns of organ donation with the responsibilities of managed care (either within the context of a private health maintenance organization or within a managed public program such as Medicaid) requires a well thought-out management philosophy, one that balances the needs of patients, the skills of health-care providers and the economics of health-care; this is all too often not the case. Both public programs such as Medicare and private HMOs are currently not able to handle as gracefully as many might with the complex medical, logistical, legal and financial requirements of a national organ donation program, as we can see in this assessment of the ways in which a new Medicare program has fared."
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Insured/Under-insured, 2004.
A comparison of the limitations of the U.S. health insurance system compared to other countries.
3,547 words (approx. 14.2 pages), 15 sources, MLA, AU$ 145.95
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Abstract
This paper attempts to address the question as to how U.S. should respond to the ongoing growth of uninsured and under-insured persons within the overall population. An overview is provided of the current health insurance system existing within the U.S., followed by a discussion of the factors that influence and are associated with the current system. It also examines the health insurance systems of other countries, which have been found to have better health outcomes than the U.S. It concludes with recommendations for the adoption of a universal health insurance system within the U.S.
Outline
Overview of the U.S. Health Insurance System
Factors Influencing Health Insurance in the U.S.
An Alternative U.S. Health Care System
Japan
Sweden
Canada
Summary and Conclusions
From the Paper
"As a component of the social insurance system in Sweden, health insurance and health care are financed via compulsory employers' contributions and individual social security contributions deducted from incomes (Swedish Institute, 2001). As further explained by the Swedish Institute, the 18 county councils that administer social insurance programs finance the costs of medical care directly from an income tax levied on all those living in the county who are in paid employment. According to the Swedish Institute, approximately 80 percent of tax revenues go to running the health care system and to subsidizing patient fees. Patients assume a proportion of the health costs when consulting a health care service, ranging from approximately 8 to 38 dollars. While all of Sweden?s residents are entitled to compensation for medical care, those individuals who have earned at least $750 annually through gainful employment are entitled to cash benefits for loss of income while ill."
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Healthcare in America, 2002.
This paper analyzes the current state of healthcare insurance and implies that the government should increase its level of healthcare.
1,488 words (approx. 6.0 pages), 8 sources, MLA, AU$ 72.95
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Abstract
This paper attempts to address the following statement: The government should institute a universal health care system to make preventive and medical health treatment available for all Americans, regardless of income. The paper begins with some basic information about the current status of uninsured Americans and then provides reasons why the government should provide this healthcare to its citizens.
Contents:
A Silent Crisis - Uninsured in America
Number of Uninsured
Economic Reasons That Contribute to Rise of Uninsured Americans
Contributory Reasons to Rise in Uninsured Americans
Road to Universal Healthcare
The Argument for Universal Healthcare
Obstacles to Universal Healthcare
Conclusion - Universal Healthcare is a Basic Right.
From the Paper
"The Census Bureau ascribes the rising number of uninsured people to the significant drop in employer-based coverage. This decrease occurred almost entirely in firms with less than 25 employees, since these smaller businesses were more vulnerable to economic downturns. Additionally, young adults between 18 and 24 years old were the least likely to have insurance in 2001, with only 28 percent of the group having health insurance (Brostoff). Given the soaring cost of health care and sagging corporate benefits, analysts believe that decline in the number of uninsured Americans will continue to rise."
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Introduction to Insurance, 2008.
Describes basic types of insurance, specifically life insurance and general insurance.
1,470 words (approx. 5.9 pages), 7 sources, APA, AU$ 70.95
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Abstract
This paper defines the two main types of insurance, namely, life insurance and general insurance. It points out that the main aim of insurance is to minimize the risks involved in various aspects of life and to cover and compensate the owner if any loss is suffered by the owner. The paper explains that general insurance involves fire and miscellaneous insurance, which covers a host of things ranging from burglary, theft, fidelity guarantee, live stock and crops, employer's liability and lastly insurance of motor vehicles. To conclude, the paper holds that insurance plays a pivotal role in minimizing risk and in compensating against the damage suffered.
Outline:
Introduction
Types of Insurance
Home Insurance
Health Insurance
Travel Insurance
Auto Insurance
Conclusion
From the Paper
"In life insurance the insurer agrees to pay compensation to the policy owner upon occurrence of an undesired event and the compensation is paid for the same, this undesired event can be death or accident or any other event which causes damage to the policy owner. In return the policy owner pays a premium, which can either be a stipulated amount or can be lump sum. There are many terms included in the most of the policies, one such common term is suicide, if the policy owner commits suicide the policy becomes null in other words the policy holder will be paid no compensation if he commits suicide. Another common term is the face amount; this is nothing but the initial amount which is paid by the insurer to the policy holder when the policy becomes mature."
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Facultative Re-Insurance Underwriting, 2006.
This well-researched paper defines and details the advantages and disadvantages of two particular forms of insurance currently available in America: Re-insurance and treaty re-insurance.
1,995 words (approx. 8.0 pages), 3 sources, APA, AU$ 92.95
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Abstract
The writer of this paper defines re-insurance as a basic method of underwriting insurance. Re-insurance falls mainly into two categories, the first being facultative re-insurance and treaty re-insurance, which are both handled by two separate companies. This paper details how both methods of insurance operate as well as how insured Americans are directly affected by these types of policies. This paper also discusses the individual risks involved with these forms of insurance as well as how downsizing and mergers have impacted the industry creating a shortage of qualified underwriters.
From the Paper
"One area where Facultative Re-insurers are concentrating their efforts both in training and research is in the environmental area. Here the losses from just one storm, or earthquake or any other natural disaster is very costly for all concerned. While this effort continues and as clean up after the fact of a disaster we're seeing such improvements as "storm resistant" construction, rapid rescue techniques, and many other improvements all precipitated by the Facultative Re-insurance Industry. And there are constant changes being made in order to reduce costs and improve life in general for the insured public."
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Healthcare Costs, 2008.
This paper examines the increasing costs of healthcare to consumers in the US today.
1,325 words (approx. 5.3 pages), 8 sources, APA, AU$ 65.95
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Abstract
The paper discusses the increasing costs of healthcare and healthcare insurance to the consumer in the current market. The paper looks at the various methods that patients are using to finance medical care. This includes Medicare and Medicaid, self-paying patients, patients relying on philanthropic sources and insurance that is integrated with managed care systems.
Outline:
Abstract
Overview
Medicare/Medicaid
Self-Paying
Philanthropy
Managed Care/Insurance Providers
From the Paper
"Healthcare costs and payment are increasingly problematic across the U.S. market because of increasing costs and increasing rates of uninsured patients. Within the healthcare apparatus there are some aspects which affect the cost of healthcare greatly such as staffing requirements, workload activities, as well as a host of variables, all of which affect affordability which have led to costs increasing as much as 12% by recent estimates (Medical, 2007). These variables consist of shift percentages, skill mix percentages, education and training costs, and a host of other miscellaneous expenses related to healthcare delivery (Geisler, Krabbendam & Schuring, 2003)."
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The Health Insurance Portability and Accountability Act (HIPAA), 2007.
An analysis of the impact of the Health Insurance Portability and Accountability Act (HIPAA) on healthcare.
972 words (approx. 3.9 pages), 2 sources, MLA, AU$ 50.95
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Abstract
This paper looks at how in 2003 the federal Health Insurance Portability and Accountability Act (HIPAA) was passed, setting a national standard for privacy protection of health information as a result of long-standing concerns of information privacy. It analyzes and describes HIPAA as well as the connection and impact that privacy standards have on healthcare.
From the Paper
"The HIPAA regulations protect medical records and other individually identifiable information that is written, electronically stored or communicated orally. Under HIPAA, covered health plans, doctors and other health care providers must provide a notice to their patients how they may use personal medical information and their rights, which patients need to sign for acknowledgment (United States Department of Health and Human Services, 2003). The regulations do not restrict the ability of doctors, nurses and other providers to share information needed to treat patients, but personal health information cannot be used for purposes unrelated to healthcare and covered entities may only share the minimum of protected information for a particular purpose. "
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Healthcare Communication, 2008.
This paper focuses on healthcare communication between the providers of healthcare and their patients.
1,454 words (approx. 5.8 pages), 8 sources, MLA, AU$ 70.95
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Abstract
In this article, the writer notes that the term healthcare communication can refer to all types of communications used in the healthcare industry, be it communication between and among healthcare agencies, healthcare providers, and healthcare clients. In this paper, however, the writer concentrates on the topic of healthcare communication between healthcare providers and their patients-clients. The paper emphasizes the importance of this communication and looks at the current movement in healthcare education to bring back the human touch into healthcare practice in order for medicine to regain its soul.
Outline:
What is Healthcare Communication?
Relevance of Healthcare Communication
Emergency Room Situations
Confidentiality
Dealing with Family Issues
Dealing with Sociocultural Issues
Communication in the Process of Healing
Principles of Therapeutic Communication in Healthcare Settings
Verbal communications
Verbal communications
Nonverbal communications
From the Paper
"Communication is an exchange, a two-way process. But sometimes this is forgotten in the healthcare setting when the patient-client becomes the passive, receiving end while the healthcare provider does all the talking and fails to listen. However, for healthcare delivery to be effective, there should be an exchange of information between the two parties.
"Healthcare providers have a 2-fold responsibility towards their patients who are basically their clients. First, they must have the technical skills, and second, they much have the ability to communicate and empathize. In other words, a healthcare professional does not only need the brain and skill to perform his/her work. He/she must also have his/her heart into it."
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Insurance Fraud, 2002.
An in-depth insight into insurance fraud, what it is, and what measures can be taken to prevent it.
10,871 words (approx. 43.5 pages), 18 sources, MLA, AU$ 314.95
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Abstract
This paper attempts to identify the different types of insurance fraud perpetrated today and to evaluate their effect on the insurance industry and society at large. After tax evasion, insurance fraud is considered the highest-ranked among white-collar crimes. It provides a history of insurance, examines in detail the main types of insurance frauds currently around and discusses the measures that can be taken to help prevent and reduce the number of fraudulent claims.
Table of contents:
Abstract
Introduction
History of Insurance
Insurance Fraud
How Insurance Frauds Affect Society
Classification of Fraud by Insurance Companies
Insurance Fraud Status as a Crime
Types of Insurance Frauds
Staged Auto Accidents
Arson-for-Profit
Health Insurance Fraud by Individuals and Corporations
Workers' Compensation Fraud
Property/ Casualty Insurance Fraud
Agent Fraud
Fake and Real Deaths to Collect Life Insurance Money
Identity Fraud
Efforts to Reduce Insurance Fraud
Conclusion
From the Paper
"One of the most famous insurance providers in the world today, Lloyd's of London came into existence in 1688. Edward Lloyd owned a coffeehouse in London where merchants and bankers evaluated the risk of the maritime operations of seafaring vessels used for trading among the various British colonies and those used for prospecting new lands. Financiers for the expensive endeavors and trips to far off lands invested huge amounts of money in the hope that the voyages would be successful. Ship captains required money for supplies and goods, and would offer to embark on these dangerous trips with the help of these financiers?a potentially, mutually beneficial endeavor."
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Healthcare Costs, 2008.
A discussion on how consumers can get better value and reduced healthcare costs that are now out of control.
762 words (approx. 3.0 pages), 1 source, APA, AU$ 40.95
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Abstract
This paper presents a plan for reducing the high costs of healthcare in the US. The writer makes the argument that we as consumers bear the primary responsibility to control healthcare costs. Specifically, the writer contends that if we pay our own insurance premiums, and a significant part of our healthcare expenses, we will help bring down the costs of healthcare. The writer then expounds on this contention and explains why it would work. The writer concludes that if we were to play a more active role in choosing our insurance provider and our healthcare providers we would help lower costs and improve the quality of our healthcare services.
Outline:
Introduction
The Cost of Healthcare is too High
We as Consumers Bear the Primary Responsibility to Control Costs
If We Pay for More of Our Healthcare, We Can Lower Costs
Conclusion
From the Paper
"I recently accompanied my brother to the emergency room of a local hospital for a broken arm. While I was pleased with the overall care he received, the bill for setting his arm and an overnight stay for observation topped $2,000! Medical professionals may argue that the amount paid reflects their need to cover the costs of overhead and the indigent, but no medical professional can defend $10 for an over-the-counter pain pill or $800 for the use of a room overnight."
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The Health Insurance Portability and Accountability Act, 2008.
An analysis and description of HIPAA and the connection and impact that privacy standards have on health care, in terms of quality and cost.
1,097 words (approx. 4.4 pages), 4 sources, APA, AU$ 56.95
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Abstract
This paper examines how the federal Health Insurance Portability and Accountability Act (HIPAA) was passed by Congress with a purpose of setting a national standard for privacy protection of health information. Even though the regulations include the improvement of access to affordable healthcare insurance coverage, the paper focuses on privacy and looks at how HIPAA regulations apply to medical records maintained by healthcare providers and health plans.
Outline:
Introduction
Description of Act
Positive Impacts
Negative Impacts
Cost and Quality
Conclusion
From the Paper
"The HIPAA regulations protect medical records and other individually identifiable information that is written, electronically stored or communicated orally. Under HIPAA, covered health plans, doctors and other healthcare providers must provide a notice to their patients how they may use personal medical information and their rights, which patients need to sign for acknowledgment (United States Department of Health and Human Services, 2003). HIPPA laws do not restrict the ability of healthcare providers to share information needed to treat patients, but personal health information cannot be used for purposes unrelated to healthcare. Individual patients must authorize the disclosure of their personal information for marketing purposes (United States Department of Health and Human Services, 2003). "
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