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Health vs. Wealth, 2006.
This paper explores the ongoing battles between the health maintenance organizations (HMOs) and the traditional hospitals.
2,600 words (approx. 10.4 pages), 12 sources, APA, AU$ 114.95
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Abstract
This paper details the current crisis concerning health care and health costs as well as public and government concern regarding health maintenance organizations (HMOs) and "regular" hospitals. The writer of this paper delves into the escalating cost of health care due to advancing technology and pharmaceutical research. This paper also discusses the services and care offered by both health institutions.
Topics covered in this paper include:
Cost of Care
Technology as a Cost-Increasing Factor
Costs of Maintaining a Traditional Hospital
HMOs as Profit Centers
Care
Traditional Hospital Care
Conclusion
Works Referenced
From the Paper
"America's population is aging. We live longer, but therefore we require more hospital stays or medication than generations before us. The largest insurer of the aging is the government, through Medicare and Medicaid. Knowing the shortfall of income for future Medicare recipients, the government has been reducing, even curtailing some of the items, drugs, and illnesses for which it will pay the entire cost. Without such reimbursement, the for-profit HMOs are reducing the list of their clientele."
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Health vs. Wealth, 2001.
1,365 words (approx. 5.5 pages), 7 sources, AU$ 66.95
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Abstract
This paper discusses the affect that wealth has on health and postulates that people born with lower social status have a higher liklihood of sickness and health complications. It touches on subjects from issues of not enough money for food to sexual practices.
From the Paper
"Even though we are taught in schools how different we are from ancient societies, we are not all that different. An individual is still born into his or her social class and he or she is brought up to live like those of his or her class. In our modern society individuals are able to more easily build his or her future on his or her dreams, but the reality is that dreams and hopes are hard to come by. Sadly due to the social classes impounded upon us at birth individuals must over come many obstacles in life, of which one is health. In our society, health can be purchased, as though it were a commodity, not something available to everyone but only to the wealthy. Such a commodity should not exist since we have a right to be healthy, however it does. For obvious reasons, it is much harder for lower classes to purchase this health, and therefore, for obvious reasons, such classes are less healthy."
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Medicare and Wealth, 2004.
Looks at the correlation between medicare, wealth, and the quality of health care.
1,097 words (approx. 4.4 pages), 7 sources, MLA, AU$ 56.95
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Abstract
This paper is based on the premise that wealth, not regulation, determines the quality of health care available in the United States. The paper uses the example of the inequality of the Medicare program to illustrate this point of view.
From the Paper
"The Medicare Program does not currently provide a comprehensive package to people over 65. They must resort to supplemental health plans and health maintenance organizations to meet their needs. To do this one must have money. The Wall Street Journal, in their What?s News section explains, ?Americans eligible for Medicare should see new supplemental insurance options and benefits emerge by spring. (2003, Nov. 28. front page). Understand, these options are not being provided by Medicare, but by supplemental insurance companies. This means that if one can afford a supplement or choose to switch their Medicare benefits to a Health Maintenance Organization, they could see an improvement in benefits. Medicare is not changing, but how they pay managed care companies is. The hope that the managed care companies will translate the change into increased benefits is not a guarantee."
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"Wealth of Nations", 2004.
An analysis of Adam Smith's economic work, "Wealth of Nations".
802 words (approx. 3.2 pages), 1 source, MLA, AU$ 41.95
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Abstract
This paper discusses how Smith defines wealth in his book, "Wealth of Nations." It explains how he points out that the wealth of a nation is not necessarily a fund of necessaries and conveniences. Much of a nation?s wealth consists of things that have been accumulated privately by individuals or families.
From the Paper
"According to Smith, the institutions most suitable to commercial interdependence would provide for the governing authority to pursue a laissez faire policy for the economy. Smith said that people, by using their skills and assets for the production of the things potential buyers wanted, sought to increase their individual wealth. Under laissez faire systems, individuals, acting in their own self-interest, have a tendency to dedicate themselves to whichever economic activities that give them the greatest reward in terms of income. Smith believed that by working in their own self-interest people would also be maximizing the economic well-being of the nation."
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Racial Disparities in Wealth and Income Studies, 2003.
Discusses why it is important to study wealth along with income in examining inequalities in America.
1,306 words (approx. 5.2 pages), 5 sources, MLA, AU$ 65.95
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Abstract
This paper examines racial differences in income and wealth, with particular focus on both the wealth and income gap and the difference between each. The paper examines the difference between wealth and income, specifically, pertaining to African-Americans and Caucasians in the United States.
From the Paper
"Many people have sources of money other than their income. Such other resources of money can be referred to as a person?s wealth or net-worth. Income is all earnings, money, wages or payments one is periodically receiving. It?s the flow of money regularly from one source to another. Wealth is equivalent to total assets minus liabilities. This means that wealth consists of stocks, real estate, trusts, bonds, mutual funds, etc. In this country, wealth is more important than income because it brings power and prestige with it. In other words, wealth makes one credible. It carries a certain aura to have wealth; it means everything one owns is paid off, they do are not in debt to any person or institution. Many people have no wealth, solely income."
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Curtailing Inherited Wealth, 2007.
An analysis of the problems with inherited wealth in the United States today.
2,670 words (approx. 10.7 pages), 5 sources, MLA, AU$ 117.95
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Abstract
This paper analyzes the argument regarding inherited wealth in the United States. It discusses the viewpoint that the existing legal framework used for transferring wealth to subsequent generations are being exploited by the wealthy and have contributed to an increasing gap between rich and poor. It then discusses the opinion that people cannot be reasonably be expected to take entrepreneurial risks and make personal sacrifices without the knowledge that their efforts will benefit their families after they are gone.
Table of Contents:
Review and Discussion
Background and Overview
Inherited Wealth in the United States Today
Critique of Pros and Cons of Ascher's Inheritance Rationale
Conclusion
From the Paper
"In the final analysis, the advocates of the position advanced by Ascher are ignoring the economic and social realities of life in a capitalist society that places much value on material wealth and the traditionally inviolable nature of property rights and how these are used to enrich future heirs who will likely be unknown to the decedents. Nevertheless, without such assurances, it would be unreasonable to expect people to take the risks that are necessary in open market economies to fuel the future growth that will be necessary to support these generations anyway. Indeed, the proponents of abolishing existing inheritance laws ignore the foregoing realities of how and why people strive to succeed, but they also ignore how their proposed alternatives would not fix the problems that are designed to address in the first place. For example, a number of unforeseen and unforeseeable methods will undoubtedly be used by the affluent in any system to ensure that what they have accumulated in life will remain in their families after they are gone."
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Debt Elimination and Wealth Accumulation, 2007.
This paper analyzes the two simultaneous goals of debt elimination and wealth accumulation for homeowners.
4,163 words (approx. 16.7 pages), 6 sources, APA, AU$ 162.95
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Abstract
This paper examines methods whereby US homeowners' debt load can be reduced and ultimately eliminated while building wealth as homeowners. To this end, this paper provides an overview of the current financial situation facing many Americans, followed by an analysis of how some people have approached these dual goals. A summary of the research and salient findings are provided in the conclusion.
Outline:
Introduction
Review and Discussion
Background and Overview
The Path to Debt Elimination and Wealth Accumulation
Debt-Reduction and Wealth-Accumulation Strategies for the Whittingtons
Conclusion
References
From the Paper
"On the one hand, the need for debt elimination strategies is more pronounced today than ever. Many American families that have worked diligently for years now find themselves little better off - or in many cases worse off - than they were a decade ago. In fact, in the United States, almost one-half of the wealth is in the hands of just 3.5 percent of the households, and the majority of the other households do not even approach the upper levels (Stanley & Danko, 1996). In this regard, Reich (2001) reports that, "The dirtiest little secret about the Roaring Nineties is that average working families gained almost no income, while their health care costs soared. From 1986 through 1997 (the latest year for which detailed IRS data are available), the average income of the richest 1 percent of Americans rose 89 percent, to $517,713" (p. 56). During this same period of time, though, the average income of the bottom 90 percent of Americans increase a meager 1.6 percent, to just $23,815 after all federal income taxes were paid (Reich, 2001). At the same time, healthcare costs increased even faster than inflation, a trend that especially affected middle-income Americans families; by the end of the 1990s, fully 44 million Americans lacked health insurance, almost 8 million more than those without health insurance a decade earlier (Reich, 2001). Furthermore, by the end of 1997, even those who were insured paid substantially more, through higher co-payments, deductibles, and premiums (Reich, 2001). Likewise, consumer debt because of credit card use is at an all-time high, and Brown (1999) suggests that, depending on their personal circumstances, consumers should first eliminate this source of debt as a debt-reduction strategy because of the exorbitant interest rates involved: "[Consumers] should carry out an aggressive debt-reduction strategy over the next three to five years in order to eliminate their outstanding debt. Otherwise the interest from their credit cards will erode the profits from any portfolio. Earning 10 percent to 12 percent on your investment portfolio and paying out 18 percent to 21 percent in consumer debt doesn't help you realize a profit on your portfolio, no matter how well you are invested" (Brown, 1999, p. 60)."
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Redistributing Wealth in America, 2005.
An argument for the change in public policy in America, favoring redistribution of wealth to the poorer classes.
675 words (approx. 2.7 pages), 3 sources, AU$ 38.95
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Abstract
This paper is an argument in favor of the rich in America, compensating the poor for their lack of wealth. The paper suggests that the disparity in wealth between the wealthy and the working poor is deplorable and that the government of America should be employed as a tool by which the redistribution of wealth in America can take place.
From the Paper
"Public Policy: Redistributing Wealth in America The disparities between the rich and the poor in the United States are significant. Considering only income, the gap between the richest percentage of the population and the poorest appears so great as to be all but insurmountable. However, when we consider not income, but wealth, the situation manifests as even more dire. In the United States, a 1997 study demonstrated that the top 1% of the population controls approximately 40.1% of the nation's private wealth (Miller 47). The reasons why this occurs over time can be myriad, but can generally be boiled down to the economic concept of capital gains. Wealth doesn't grow because individuals work harder than others. Rather, it has grown at the significant pace that it has because interest accrues on capital possessions simply by having the wealth invested somewhere (Miller 47). "
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Wealth of Nations, 2007.
This paper provides an evaluation of "The Wealth of Nations" by Adam Smith.
828 words (approx. 3.3 pages), 1 source, MLA, AU$ 43.95
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Abstract
In this article, the writer notes that the 18th century Enlightenment-era Scottish economist, Adam Smith, is best known for his book 'The Wealth of Nations'. The writer explains that this book offers a comprehensive description and analysis of political economy in the early years of the Industrial Revolution. In particular, the writer notes that 'The Wealth of Nations' offers a brilliant and exhaustive analysis (and defense) of free-market policies. The writer concludes that 'The Wealth of Nations' contains a great deal of timeless economic wisdom on topics including the division of labor; competition; monopoly; special interest groups; supply and demand and other economic issues at least as important now as they were in Smith's own time.
From the Paper
"Stylistically, Adam Smith's The Wealth of Nations (1776) is clear, straightforward, well organized, and surprisingly accessible and easy to read. The key subject areas covered within The Wealth of Nations include: the economic realities and effects of the Industrial Revolution; the drawbacks of Mercantilism; the concept of the Invisible Hand; the concept of Meritocracy; the concept of "Both-Benefit" transactions; and the diamond-water paradox, which has to do with how objects are valued by society."
"In Book I, for example, Adam Smith discusses concepts including the division of labor in a free-market society; and the reasons for the disappearance of feudalism as an economic system."
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Marketing Plan: RJS Private Wealth Management., 2002.
This marketing plan outlines the objectives, strategies and campaigns to be pursued by RJS Private Wealth Management during fiscal 2002.
1,900 words (approx. 7.6 pages), 7 sources, AU$ 103.95
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Abstract
This marketing plan outlines the objectives, strategies and campaigns to be pursued by RJS Private Wealth Management during fiscal 2002. Therefore it commences with an extensive review of the RRSP market in 2001. This review provides the basis for the "Outlook for Fiscal 2002". The specific problems and opportunities before RJS Private Wealth Management are identified. Then specific objectives and strategies for the 2002 campaign are identified. Finally, the deployment of resources in the 2002 campaign is outlined. In this area media relations and 'buzz' marketing are both approached innovatively to increase the appeal to, and contact with, the target demographic of affluent, professionals in their forties.
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Adam Smith's "Wealth of Nations", 2002.
An analysis of Adam Smith's "Wealth of Nations" and its influence on government policies and modern capatalism.
1,150 words (approx. 4.6 pages), 1 source, AU$ 64.95
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Abstract
This paper examines Adam Smith's "Wealth of Nations", which remains perhaps the most famous economics text in all of human history. The author notes that it has been a source of wisdom for governments in search of sound economic policies, a practical guide for many people in search of personal economic prosperity, and has had a profound impact on the leaders of powerful movements that contributed to the emergence of modern capitalism. Despite the fact that some of Smith's ideas have not withstood the test of time, the legendary status of "Wealth of Nations" is fully justified, for its influence in modern times on economic theory has not been surpassed.
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Kevin Phillips's "Wealth and Democracy", 2004.
Presents a summary and review of Phillips's book on wealth in the United States.
2,069 words (approx. 8.3 pages), 0 sources, AU$ 95.95
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Abstract
This is a positive review of Kevin Phillips's account of the history and evolution of wealth in the United States. The paper looks at historical figures that Phillips admires most, Phillips's ideas about income disparity and the concentration of wealth in the hands of few, the interface between politics and economics, and how Phillips handles the history of the economic development of the United States.
From the Paper
"Phillips shows his unabashed admiration for political and economic progressives, including Teddy Roosevelt and Ralph Nader. Although he asserts his Republican background early in the text, Phillips ascribes more to the classical vision of Republicans like Abraham Lincoln and Theodore Roosevelt. These fine presidents endeavored to curb the unhealthy cancerous growth of American corporations. The seeds for economic inequality and political disenfranchisement were planted centuries ago; despite the measures proposed and enacted by progressive politicians in the past, the problems and its side-effects still remain. Remarkably, Phillips notes that many of the most outspoken and successful reformers were wealthy: Teddy Roosevelt, Thomas Jefferson, and FDR. This does not, as some suggest, reflect class warfare, but rather an ideological one."
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The Media and its Perception of Wealth, 2002.
This paper argues that the media biases our perception of wealth by depicting people on TV and in the movies as being wealthier than their real-world counterparts.
1,402 words (approx. 5.6 pages), 6 sources, MLA, AU$ 68.95
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Abstract
This paper makes the argument that the media (represented by television, movies and print) creates a distorted perception of the distribution and means of acquisition of wealth in society. By feeding the often escapism-based fantasies of the paying public, the media provides through its services more of a fantasy-based depiction of wealth than one more grounded in reality. The paper shows that the public embraces this depiction, as it selectively prefers to be subjected to these unrealistic fantasies as a means of escaping from the mundane realities of everyday life.
From the Paper
"How does the media shape and define our perception of poverty and wealth? As a profit-driven business enterprise the media is driven by public demand. To provide a final product that is most suitable for the majority of individual consumers is the goal. Such pressure tends to shift the focus of the media away from a duty to educate and inform and towards an obligation to entertain. Consumers will spend more dollars on services that amuse, distract, and entertain them than on services that will inform, stimulate, or challenge them. Hence, in its depiction of wealth and its accrual and distribution, the media is biased towards feeding the escapism-based fantasies of the public. It is skewed towards representing people in television, movies, and print media as wealthier than their real-world counterparts would be, and is also negligent in demonstrating what is typically required to acquire such wealth in the real world."
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Wealth in "Howard's End" and "The Great Gatsby", 2000.
Examines the theme of the importance of wealth in "Howard's End" and "The Great Gatsby".
2,214 words (approx. 8.9 pages), 4 sources, AU$ 100.95
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Abstract
This essay examines the importance and difference of wealth in America and Europe. The paper uses "Howard?s End" and "The Great Gatsby" to show how wealth relates to power and humanity as a whole.
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Wealth and Democracy, 2008.
This paper provides a review of Kevin Phillips' book, "Wealth and Democracy: A Political History of the American Rich".
1,255 words (approx. 5.0 pages), 1 source, MLA, AU$ 62.95
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Abstract
In this article, the writer notes that Kevin Phillips' book, "Wealth and Democracy: A Political History of the American Rich", examines the impact wealthy Americans have had on politics since America's colonial days in the eighteenth-century. The writer points out that the author's purpose in writing this book was to analyze the interaction between American governance and the accumulation of wealth. The writer also discusses that Phillips warns that such interaction have undermined the functioning of democracy to such an extent that our system of government resembles a plutocracy much more than it does a democracy. The writer concludes that the greatest strength of this book is its comprehensiveness and that readers should agree with Phillips' theme and conclusions despite the complex format of his book.
From the Paper
"The logic behind the topics of the chapters is based upon Phillips' intention to systematically reveal and analyze the interplay between politics, finance, and economics. For the most part, the chapters go together well to form the book, but coherence is lost at times because there is so much material to cover and the dynamics are so complex. The fit between the thesis of this book and the logic of the book's organization is not perfect by any means, but the historical, economic, political, and social scope of Wealth and Democracy is so broad that its organizational format had to be flexible in order for Phillips to support his thesis from all of these perspectives.
"Phillips places his work into the historiography of American politics and government by making a convincing case that democracy in this country has never really existed as the Founding Fathers intended it to exist."
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Wealth and Poverty of Nations, 2007.
A critical analysis of "The Wealth and Poverty of Nations" by David Landes.
2,653 words (approx. 10.6 pages), 1 source, MLA, AU$ 116.95
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Abstract
The paper examines "The Wealth and Poverty of Nations" that provides multiple and complex explanations for the imbalance of wealth between different nations. This paper examines Landes' arguments that economic development is intrinsically tied to a society's culture. The paper examines Landes' ideas of the ideal characteristics that should be present if a society is to pursue economic growth. The paper examines the implications of Landes' predictions for Canadian businesses and the Canadian economy. The paper shows how Landes has written a provocative book, one that makes a strong argument for the importance of Western-style values in providing a foundation for economic dominance. The paper points out, however, that the growth in cities like Shanghai and Beijing highlight the flaws of Landes' argument.
Outline:
Landes and the State
Culture and Economic Development
Prescriptions for Growth
From the Paper
"Landes' view of the state is both nuanced and potentially contradictory. He rightly acknowledges that the state plays a crucial role in setting an environment that fosters individual innovation and entrepreneurship. For this reason, city-states such as Venice and Florence flourished during the Middle Ages. These city-states, according to Landes, represented a haven free from the control and oppressive tax practices of monarchs and landlords in feudal societies."
"The author makes a strong argument in as it would be impossible for entrepreneurship, mercantilism and eventually, capitalism to develop within the stringent social divisions of feudalism. In feudal societies, one's place in society is determined by property - namely, land. Tenants who do not own land make a living by their selling their labor to a landlord with property."
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