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High-Performance Banking in Today?s Economic Climate, 2002.
This paper examines how banks can achieve the maximum results from their transactions with consumers and other economic entities.
2,990 words (approx. 12.0 pages), 6 sources, APA, AU$ 128.95
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Abstract
The following paper begins with a basic review of how commercial banks make money. It then examines the definition of what constitutes a high performance in the banking world of finance. Finally, it assesses ways in which banks can achieve the maximum level high performance banking from a financial standpoint and examine the ways in which current public perceptions of banking and aspects of the new technology of Internet banking can affect the financial yield of banks.
From the Paper
?Firstly, how do banks make money? A commercial bank (as opposed to, for instance, a credit union) has two basic functions: to accept deposits of money and to make loans. The main ways a commercial bank makes and creates funds is by making loans and by purchasing government bonds from the public sector. (McConnell and Brue 283-283) The goals of a commercial bank to remain ?in business? must be twofold. One goal is that the bank must make a profit, the other goal is safety, which is traditionally defined to lie in liquidity?specifically, by the bank retaining such liquid assets as cash and excess reserves.?
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Nancy Folbre?s ?The Invisible Heart: Economics and Family Values?, 2004.
This paper reviews Nancy Folbre?s ?The Invisible Heart: Economics and Family Values?, which discusses how families are adversely affected by today?s economics.
750 words (approx. 3.0 pages), 1 source, AU$ 38.95
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Abstract
This paper explains that there is a conflict in our society between the economics of supply and demand and family values. The author points out that Folbre feels the problems of the welfare system are a direct result of the government?s lack of providing care for its citizens. The paper relates that, originally, school schedules were established in the days when farm families needed children to help with crops; but, today, this model is nothing more than an example of economic inefficiency.
From the Paper
"The economic value of care giving has never been established and remains undervalued. So how do women who are the traditional caregivers move out of that role without feeling guilty because they are not living up to their familial obligations? There must be mutual responsibility when both parties maintain careers or work to enhance the quality of family life and maintain standards of living."
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Vietnam's Economic Policy, 2007.
This paper discusses Vietnam's economic situation today.
734 words (approx. 2.9 pages), 6 sources, MLA, AU$ 38.95
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Abstract
The paper relates that since the enactment of Vietnam's "doi moi" policy for economic renovation in 1986, Vietnamese authorities have enacted structural reforms needed to modernize the economy and to produce more competitive, export-driven industries. The paper discusses, however, how Vietnam faces several labor challenges including income disparity, inflation and an insufficient infrastructure. The paper presents recommendations for Vietnam's economic policies.
Outline:
Economic Overview
Economic Problems
Recommendations
From the Paper
"Vietnam maintains a fairly even balance of trade with exports of $39.92 billion in 2006 and imports of $39.16 billion (The World Factbook). The industrial and construction sectors make up forty percent of Vietnam's economy. The service industry makes up another thirty-eight percent while agriculture makes up the remaining twenty-two percent. The growth rate of agriculture is slowing while the industrial and construction sectors are experiencing increased growth. Vietnam's economic expansion is large due to the exports of apparel to the United States which increase more than three times in 2003 over 2002. (Vietnam's economic growth accelerates, 2006)."
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John Hobson Today, 2004.
Applies John Hobson's economic theories to today's world.
678 words (approx. 2.7 pages), 5 sources, MLA, AU$ 34.95
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Abstract
John Hobson's economic theories are applied to today's world in this paper. The paper examines his theories of the accumulation and distribution of wealth (capital) and investment risks in developing countries.
From the Paper
"John Hobson's accumulation theory posited that massive wealth derived from industrialization could not be absorbed in late nineteenth century and early twentieth century developed economies because of the relatively low proportion of national income that was distributed to the great preponderance of the populations of those countries. The resulting accumulation of wealth capital in a relatively few hands led to a phenomenon of over-saving among the holders of the wealth because attractive investment opportunities no longer existed in the countries where the wealth was generated ..."
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Economics In Modern Society, 2008.
A review of the book "Small is Beautiful: Economics As If People Mattered", written by Ernst Friedrich Schumacher.
1,156 words (approx. 4.6 pages), 1 source, MLA, AU$ 57.95
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Abstract
This paper discusses the book "Small is Beautiful: Economics As If People Mattered", which is a collection of essays written by Ernst Friedrich Schumacher on the topic of economics in modern society. The paper explains that, although this "modern society" refers for the most part to the outlook from 1973 (when the book was first written), these concepts still have relevance today in our increasingly technological, material society. The paper looks at how Schumacher analyzes economics not in the staid, scientific manner of college professors, but from a viewpoint of heart, wit, humor and originality. The paper also notes that the titles of many of the essays give a clue to the types of perspectives showcased - essays such as "Buddhist Economics", "Technology with a Human Face" and "Nuclear Energy: Salvation or Damnation?", indicating that the collected essays demonstrate a fairly liberal, humanistic view of modern economics
personal and passionate, particularly regarding the academic take common to the arena of economics at the time (the 1970s). The paper further explains that the book aims to analyze macroeconomics in terms of micro examination and that the thesis statement, or main proposition reiterated throughout the book, is that our economy is an unsustainable one, and that we are using up our natural resources.
From the Paper
"In closer detail, topics covered include the modern world and the problems of production, peace and permanence; global resources, and how this relates to nuclear energy, technology, industry resources, land use and consumer education; the third world and its relation to global development, technology, village-style life and unemployment issues; and organization and ownership, which includes an analysis of theory of large-scale organization, socialism, ownership, and emerging new patterns of ownership. The ground covered is not anything particularly new, at least not for our society. At the time of initial publication, Schumacher's sentiments no doubt reflected growing concerns in terms of globalization - the environment, overuse of natural resources, materialism over humanism and lack of proper organization and preparation on a global scale. Today, these issues are so contemporary and current that their highlighting seems commonplace."
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The Ethics and Economics of Health Care, 2004.
Examines the ethical issues verses the economic issues of health care and health care coverage today.
1,037 words (approx. 4.1 pages), 2 sources, MLA, AU$ 53.95
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Abstract
This paper explores the ethical and economic concerns small and large businesses face when it comes to providing, or not providing, health care coverage to employees. The paper looks at the need for coverage for employees and the economic burden coverage places on businesses. Situations when a business should be ethically required to supply coverage and when it should not be required to do so are discussed, as well as which types of companies find health care coverage more economically feasible.
From the Paper
"In the United States today, employers are usually not legally responsible for providing employees with health benefits. Only a few states require employers to provide workers with health care insurance. In other words, an employee has the choice of accepting or rejecting a job that does not provide him or her with health benefits, depending on whether he or she determines such a course of action to be prudent for him or herself. The employer may chose to provide health benefits to an employee or not, extending the option as part of an initial contract of employment, or later on during the employee?s tenure at the company. (Findlaw for Business, 2003, ?Employee?s Rights) The employer?s decision to do so will usually depend on the type of employee his or her business needs to attract to remain financially stable. Extending health benefits are one way of attracting a desirable employee. Usually, the company will do so if this is financially in the company?s interest. However, there is another concern, if the business owner is ethically responsible to provide employees with health benefits?"
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Canada and Keynesian Economics, 2006.
A look at why Canadians lost faith in Keynesian economics in the 1970s.
900 words (approx. 3.6 pages), 2 sources, AU$ 51.95
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Abstract
During the 1970s people in Canada (and elsewhere) lost faith in Keynesian economics, laying the groundwork for the decline of the Keynesian welfare state, and the rise of neo-liberalism. Neoliberalism favoured the unfettered economic power of private property, and the rise of neo-liberalism signaled the beginning of the globalization of the world economy. This change was therefore a dramatic and important shift, which continues to impact our world profoundly today. This essay examines the reasons for the loss of faith in Keynesian economics in the 1970s in Canada.
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Economics of Unemployment, 2004.
A review of "Unemployment in History: Economic Thought and Public Policy" by John Garraty
2,689 words (approx. 10.8 pages), 1 source, MLA, AU$ 117.95
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Abstract
This research paper which analyzes "An Examination of the Economics of Unemployment According to John Garraty," introduces the topic, provides a summary of the book, followed by a discussion of its main points and how they relate to labor unions today. A summary of the analysis is provided in the conclusion and a works cited page follows.
From the Paper
"Most people in America hate to be unemployed. Unemployment means a lack of security and threatens the well-being of the family, and when it reaches the levels experienced during the Great Depression, it can actually threaten the stability of an entire society. We have created several euphemisms for this condition to avoid actually having to say "unemployed." "I'm between jobs," we'll say, or "I'm on a career-improvement search." Garraty says in the ancient world, the concept of unemployment did not exist and that while the concept of "unemployment" has been studied throughout history, "for the phenomenon certainly existed," the English word "unemployment" only came into general use in the mid-1890s, with terms such as "want of employment" and "involuntary idleness" being used prior to that time (4). While the social programs developed during the last half of the 20th century have provided a measure of support for those people who find themselves out of work for one reason or another, the problem continues to characterize some segments of the population today and the author says it continues to present a challenge to the Western world."
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Current Business Economics, 2002.
Discusses the Computer Age as an expansion of the Industrial Revolution rather than a new revolution.
2,250 words (approx. 9.0 pages), 8 sources, AU$ 115.95
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Abstract
Discusses the Computer Age as an expansion of the Industrial Revolution rather than a new revolution. High-tech infusion in the world's economic institutions. Move toward individual or small-team entrepreneurs to compete with major industries. Dot.com companies and E-Commerce leading to period of economic instability. Impact of today's economic system. Theories of clasical economists. Changing concept of institutions.
From the Paper
"INSTITUTIONAL ECONOMICS
The new high-tech age, a.k.a. as The Computer Age, is not a new Industrial Revolution. It is merely an expansion of it. It is, in a way, similar to the coming of jet airplanes to make journeys faster. While there has been much promise that the computer will spark an entirely new and improved economic system, there is little proof that this is happening. We are in an age where each day new "dot.com" companies are being formed, making instant millionaires out of ordinary computer nerds (and seeing many of them lose all those millions when the companies fail to perform or even earn a fair profit).
Rather than think of this new high-tech infusion in the world's economic institutions, one should consider this the age of a new type of entrepreneur. As Thorstein Veblen wrote: "The material framework of ..."
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The Economics of Slavery, 2005.
An analysis of the economic advantages of colonial slavery.
1,656 words (approx. 6.6 pages), 6 sources, MLA, AU$ 78.95
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Abstract
This paper examines how, although today we view these acts of slavery as distasteful, a time existed when slaves were thought to be a necessity for the economic well-being of the nation. It looks at how people found many advantages to colonial slavery: adaptability to most all levels of occupation; money saved by not having to pay the wages of free, white workers; and profitability for the economy. It also discusses how profitability occurred as colonists began participating in the slave trade and marketing goods available only because of slave labor.
From the Paper
"Northern factories depended on the steady flow of cotton from the South to keep profits up. The South, in turn, depended on slaves to keep production of cotton high by working the fields. The Southerners designated so much land and effort to this cause that they became reliant on the West for food and livestock supply, and the North for most of their clothing and machinery. In turn, slave grown cotton accounted for over half the value of all United States exports, which brought in money that allowed commerce and growth in all sections of the nation."
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Charles Beard: Interrelation of Economics and Politics, 2002.
A review of Charles Beard's "An Economic Interpretation of the Constitution", on who actually benefits from the constitution.
900 words (approx. 3.6 pages), 2 sources, AU$ 51.95
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Abstract
This paper looks at the ideas of Charles Beard, specifically in "An Economic Interpretation of the Constitution", where he argues that the framers of the Constitution, as property owners, were chiefly interested in constructing a charter to protect their wealth. This was a Marxist analysis that focused on the haves and the have-nots. Beard was interested in the question of who benefited from the Constitution. This short paper then takes these ideas and relates them to today's society.
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Moral Values in Economics, 2008.
This paper explores the moral issues raised by economic justice and financial responsibility.
2,931 words (approx. 11.7 pages), 5 sources, MLA, AU$ 126.95
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Abstract
The paper questions what role economic justice and financial responsibility have in today's world and defines the scope of this issue. The paper explores the norms, principles and guidelines that apply to the situation and provides an analysis of a morally appropriate outcome. The paper concludes with a discussion of the role of moral agency, conscience and freedom on reaching a resolution to this complex question.
Outline:
Introduction
Defining the Scope and Impact of the Question
Moral Methodology for Approaching Solution
Analysis and Discussion
Conclusion
From the Paper
"In today's economically driven world where the placement of focus and personal achievement is determined by the size of one's bank account or net worth, churches and theologians have had to come to issue with how one can balance a traditionally moral life in today's often immoral world. Out of this struggle arose the theories of economic justice and financial responsibility. The essence of these combinations is to bring traditional moral values into economics, thus allowing one to live a moral life through the proper use of their wealth."
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Economics and Inequality, 2005.
This paper discusses whether economic growth is possible without inequality.
2,250 words (approx. 9.0 pages), 5 sources, AU$ 129.95
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Abstract
This essay answers the question of whether or not economic progress can take place without resulting in inequality. The writer discusses that looking at today's world and the number of wealth inequities, one is tempted to think that it is not possible, but the essay concludes that it is technically possible. However, the writer notes that since colonialism, this has grown further and further to sustain.
From the Paper
"Looking at the distribution of wealth across the world today, as well as the fact that the growth of western, 'developed' countries often seems to have occurred at the expense of less developed Asian and African countries, it would is tempting to conclude that inequality is a necessary condition for economic growth. This is based on the premise that growth in one area takes away from someone else - and certainly, this is often the case. The growth of the European economies in the fifteenth to the nineteenth centuries was built upon colonial exploitation."
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Effects of Capitalism on African Economics, 2002.
This paper is an in-depth study of how capitalism has affected African-Americans since the times of slavery.
3,180 words (approx. 12.7 pages), 7 sources, MLA, AU$ 134.95
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Abstract
The paper studies the effects of capitalism on African economics through history. It studies capitalism in connection with slavery and then moves on to economic issues affecting the African-Americans of today. It also studies the effects of capitalism on the economic situation of the Africans of Cuba. Finally, conclusions are made about the effects of capitalism on the African race.
From the Paper
"The English colonialism is considered responsible for the promotion of the Atlantic trade and slave plantation system. The profits of slavery were mainly to serve the English economy. England's sole economic position helped the establishment of these colonies. The capitalist transformation of agriculture assisted in creating land less laborers that was available in the form of wage labor in England. The transformation of the English economy assisted in introducing a market for the new goods in these colonies. Earlier, this labor was based on wages and applied in the new plantations in Barbados and elsewhere. British emigrants were contracted to work as servants for plantation for a specific time after which they were set free to seek other jobs."
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The Economics of Marriage, 2006.
This paper discusses how changing ideas about marriage reflect economic and societal changes.
1,769 words (approx. 7.1 pages), 4 sources, MLA, AU$ 83.95
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Abstract
The paper explains that today contemporary women and men are choosing to organize their lives and homes in non-traditional ways. They tailor family life to suit their own lifestyles. This explains why ideas about marriage have changed so drastically over time. The paper explains that formerly the need for mutual support, clear division of labor and the separation of tasks into public and domestic spheres necessitated a regime in which tradition and law governed much of human activity. Today, however, the new economy has changed this and promises to continue changing it, our world and ourselves.
From the Paper
"Marriage is a fundamental part of life - or so it has always been in Western Culture, and in virtually all other cultures around the world. So important is the institution, that we celebrate its beginning with elaborate ceremonies, enshrine its boundaries in law, and build our families on its foundations. But today, things are not always as they have been in the past. Many people live together and do not get married. Marriage law has been changed dramatically in regard to property rights and ease of divorce. Not only unmarried couples, but single mothers and father, and gay and lesbian couples, too, start families and raise children. The old definition of family - a married man and woman, and their children, appears to be giving way to new ideas. More and more, contemporary women and men are choosing to organize their lives and homes in non-traditional ways; tailoring family life to suit their own lifestyles. Numerous experts see these changes as reflections of present-day conditions. Marriage, they say, is essentially an economic institution. It developed over time as a means of guaranteeing the economic survival and well-being of its members. These same experts point to today's different economic picture as the primary reason that marriage has changed so considerably. Economics, too, explain why many contemporary men and women choose not to get married. But, if the basis of marriage was, and is, economic, was it that has so changed so drastically as to alter, almost beyond recognition, traditional notions of marriage?"
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Social Economics Application and Policy, 2002.
Market failure and government failure in countries such as Australia.
2,510 words (approx. 10.0 pages), 6 sources, MLA, AU$ 111.95
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Abstract
A discussion of how the economic questions of social issues are answered. Economic principles and application are also being reinforced through the issues examined. This paper explains the few ways in which these questions are answered. It discusses three distinct types of economies: a market economy, a command economy and a mixed economy. It also identifies the failure of market mechanisms and government failure. This study of different economic systems is relevant in understanding the social issues and related policies. Whether or not government should provide assistance to market where market failure exists. It also discusses the mixture of market mechanism and government intervention in most of the countries today such as Australia.
From the Paper
"Any economy is faced with three basic problems: what to produce, how to produce and for whom to produce. Moreover, contemporary social issues are imperative and economics principles provide a basic analytical tool useful in understanding of social issues as well as solutions to solve these issues. Broadly speaking, free market economy and command economy are two alternative approaches to these questions. (Materano& Atkinson, 1996:33) There are large difference between the extreme of a pure market economy and a command economy. These two economy systems do not exist in their pure forms in reality. Market failure does occur in certain situations, which is a situation the market economy does not provide well enough answers to the ?what, how and for whom ? questions and there is a role for government to improve the situation. However, even in the case of market failure, the government may do worse than the market, which is called the government failure."
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