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Banking, 2005.
A discussion on banking and interest rates.
2,700 words (approx. 10.8 pages), 5 sources, AU$ 171.95
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Abstract
This paper examines the principle business of banking, the making of loans and how the correct assessment of risk in this all-important activity is the principle challenge facing bank management today. It explains that loans make up some 60 percent of US bank overall assets. The author expands that in times of low inflation and low interest rates, the demand for loans is very high.
From the Paper
"This paper examines the principle business of banking--the making of loans- and how the correct assessment of risk in this all important activity is the principle challenge facing bank management today. Loans make up some 60 percent of U.S. bank's overall assets. In times of low inflation and low interest rates, the demand for loans is very high. The extended "housing boom" and the glut in available commercial real estate has regulators worried that as time went by completion among banks caused many to lower their loan approval standards to far, underwriting too many mortgages that could well in up in default in the process. The paper concludes with an examination of a new credit risk evaluation scheme published in the Basel II Accords aimed at systematically tightening the criteria applied in evaluating credit risk.. "
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Connecticut Taxation, 2005.
A discussion on tax collection in Connecticut.
3,375 words (approx. 13.5 pages), 8 sources, AU$ 214.95
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Abstract
This paper discusses tax collection by municipalities in Connecticut, noting that the tax system in the state of Connecticut gives a particular role to municipalities to determine rates for their own budget and to collect the tax as well. It explains that the state does not collect such taxes for the city, though some of the city taxes are such that they would be collected and distributed by the state in other parts of the country.
From the Paper
"The tax system in the state of Connecticut gives a particular role to municipalities to determine rates for their own budget and to collect the tax as well. The state does not collect such taxes for the city, though some of the city taxes are such that they would be collected and distributed by the state in other parts of the country. The property tax is the primary revenue stream by direct taxation for cities and towns in Connecticut, subject to a number of rules set down by the state to guide and control local taxation. Some believe that the state needs to do more to make the system more uniform. Business taxation is also subject to complaints that the system is not uniform and that it creates untenable differences in rates between one area and another."
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Activity Based Costing, 2005.
This paper examines the Activity Based Costing accounting method and its uses.
1,800 words (approx. 7.2 pages), 6 sources, AU$ 114.95
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Abstract
This paper discusses Activity Based Costing (ABC) in relation to its various components as well as in relation to an actual organization. The paper discusses how Pilgrims Manufacturing Inc. is a manufacturer of industrial coils that operates two factories. The paper portrays how ABC is particularly useful for Pilgrims because one of its factories is antiquated, still relying on manual labor for the majority of its productivity and the other is highly automated.
From the Paper
"Activity Based Costing (ABC) is an accounting method that allows an organization to determine actual costs associated with each product and/or service produced by the organization without regard to the organizational structure or other extraneous function. ABC is a powerful tool for measuring performance, identifying, describing and assigning costs to, and reporting on an organization's operations (Caplan, Melumad & Ziv, 2005). Used holistically, ABC can be utilized to also improve processes and identify opportunities to improve business effectiveness and efficiency by determining the true or real costs of a given product or service. ABC principles are used to focus management's attention on the total cost to produce a product or service, and as a basis for full cost recovery of a production or service process. Support and production oriented organizations are particularly suitable for ABC activity because they produce identifiable and measurable units of output."
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Forensic Accounting, 2005.
A look at the methods used in forensic accounting.
2,250 words (approx. 9.0 pages), 3 sources, AU$ 142.95
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Abstract
The paper reviews the area of forensic accounting, a branch of the accounting practice which requires highly specialized skills as well as personal integrity and an unflagging work ethic. Among other things, the paper defines the term forensic accounting, and examines some of the methods or investigative tools employed by forensic accountants as they seek answers for suspected financial and book keeping irregularities.
From the Paper
"The following paper will discuss a number of items. To begin with, it will outline (albeit in fairly general terms) what forensic accounting is and what it entails. Specifically, the next several pages will outline some of the questions and general investigative techniques pursued by forensic accountants exploring the veracity of personal or corporate financial records. Beyond that, the paper will also explore the skills and training that one should expect to find in a competent forensic accountant and will take some time to interview a family member who also happens to be an accountant to get their perspective on this demanding profession. Finally, some time will be devoted to outlining the general duties that accrue to any forensic accountant charged with uncovering truth, revealing falsehood and righting wrongs."
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Auditing, 2005.
An analysis of the auditing process of a company.
675 words (approx. 2.7 pages), 0 sources, AU$ 42.95
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Abstract
This paper deals with the analysis of the auditing procedures. It looks at the issue of auditing of the audit company during the first stages and then follows the process through out the completion of the audit.
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Auditing, 2005.
An analysis of a fictional audit to a company.
900 words (approx. 3.6 pages), 3 sources, AU$ 56.95
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Abstract
This paper answers in detail several questions relating to the financial audit committee as well as to a fictional audit of a given company. The paper examines several accounting and reporting practices on the part of the fictional company in relation to their income statements and balance sheets. The conclusion is that the company is considerably lax in its reporting standards.
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Loblaw's Annual Report Review, 2005.
An analysis of Loblaw Companies Limited 2004 annual report.
1,350 words (approx. 5.4 pages), 1 source, AU$ 85.95
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Abstract
This paper discusses and analyzes Loblaw Companies Limited 2004 annual report. This paper uses basic accounting principles and definitions to analyze the company's financial report. The paper examines ledger entries and raises issues with regard to the lack of information in the report, specifically the fact that the annual report does not include the firm's income statement.
From the Paper
"Summary: MLA Format. 12 Pages. This paper reviews Loblaw's annual report. Loblaw Companies Limited: Annual Report Review Introduction Every organization conducts some sort of bookkeeping to keep track of money being spent and money being earned. This information is also used by managers to plan strategically. If a company is spending more money that it is making, it is a good sign that the business will fail (i.e. bankruptcy). Accounting practices are used to measure, record, and interpret a company's financial information. This information is published and used by managers, investors, and stakeholders to make decisions (i.e. buy vs. sell company stock)."
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Pricing and Profits and Inventory Valuation, 2005.
A discussion on corporate pricing policies and inventory valuation.
900 words (approx. 3.6 pages), 5 sources, AU$ 56.95
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Abstract
This paper consists of two shorter essays, both on general business topics. The first essay concerns the importance of corporate pricing policies. The second essay regards the differences and values of FIFO and LIFO accounting practices for determining inventory value.
From the Paper
"Two Assignments: Pricing and Profits & Inventory Valuation Assignment 3.3 Identifying the corporate pricing policies for any business is a crucial part of meeting business and marketing goals. Pricing decisions affect various aspects of business operation such as sales volume, profit margins, and public image. Potential objectives for pricing policies can be wide-ranging. They might include increasing sales volume, increasing sales revenues, increasing market share, meeting/preventing competition, targeting low-cost buyers, or just increasing profits (Establishing, 2005). It is evident, then, that pricing policies have a powerful influence on the success of many parts of any business venture. In the case of The Herb Shop (THS), the purpose of this report is to identify which pricing policies makes the most corporate sense, clarify how this choice will influence market position, demonstrate the objective of this policy, and determine how a pricing policy will dictate interactions with competitors."
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Developing Plans for Organizational Growth in Health Care, 2005.
An examination of the models for knowledge transfer and exchange for the Heart and Stroke Foundation of Canada.
2,250 words (approx. 9.0 pages), 8 sources, AU$ 142.95
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Abstract
This paper discusses the issue of knowledge transfer and exchange, as it relates to the Heart and Stroke Foundation of Canada, and the desire to implement a model into the grant program. The models that have been incorporated into the programs of the Canadian Institute of Health Research and the Canadian Health Services Research Foundation are examined. Additional research is also utilized to explore all areas of the issues, and conclusions are drawn based upon the research.
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Accounting, 2005.
A discussion on the double declining balance method and the straight-line method of accounting.
675 words (approx. 2.7 pages), 2 sources, AU$ 42.95
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Abstract
This paper is on an accounting case for a company called Octavan which is changing its accounting system and other aspects of accounting to improve its revenue picture; the company is about to shift to the double declining balance method. The paper discusses how the use of this method will give the company a boost in the first year or so, but at some point will reach the same level as the straight-line method, at which time the company will have to change again to the straight-line method.
From the Paper
"In the Octavan case, the company is about to shift to the double declining balance method. The use of this method will give the company a boost in the first year or so, but at some point it will reach the same level as the straight-line method, at which time the company will have to change again to the straight-line method (Double declining balance depreciation method, 2005, paras. 1-3). This change along with the reduction in accumulate depreciation should save the company money in the first few years and so is a clear benefit with little apparent downside. The move might alter the financial picture of the company as far as investors are concerned, but the company already has secured its loan and can use the added funds in the early period to pay for that loan and to help increase revenues."
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Accounting, 2005.
A discussion on accounting principles.
675 words (approx. 2.7 pages), 2 sources, AU$ 42.95
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Abstract
The paper discusses how general accounting requires a record of financial actions to be taken with a fiscal year. When the fiscal year begins on July 1st and ends on June 30th there is an equal division of days and an easier comparison of business progress can be accomplished. The paper further discusses various accounting principles.
From the Paper
"Date (Day Month Year) Name of head of institution Dean, School of Medicine University of Y Address Dear (Preferred title [Prof or Dr] and name), I am writing this letter on behalf of Mr. Moree, in connection with his desire to transfer from the U of X School of Medicine to your institution. Mr. Moree withdrew from our school on _____ 2005. At the time of his withdrawal, Mr. Moree was in good standing, with a general weighted average of __ and a ranking of ___ in a class of __ students. He has completed up to the first semester of his third year at U of X. In addition, he has successfully passed Part I of the National Medical Board Examination. Consistent with the U of X's prescribed curriculum, he has fulfilled all of the preclinical requirements of U of X, and is ready and eager to continue his medical education in your institution. Please do not hesitate to contact me in case you require additional information. Thank you"
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General Motors, 2005.
A financial analysis of General Motors.
1,125 words (approx. 4.5 pages), 3 sources, AU$ 71.95
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Abstract
This paper presents a financial analysis of General Motors financial statements as found in its annual financial statement (10-K) release to its shareholders and the general public. This analysis includes liquidity ratios, inventory ratios, asset ratios, equity ratios, and a host of other typical financial analysis tools. A brief overview of General Motors' current industry position introduces the analysis.
From the Paper
"General Motors Corporation sells automobiles and other related parts and equipment, operates a diverse portfolio of business operations. In fact, it is as much of a finance company as it is a vehicle manufacturer. The most recent annual 10-K filing is for the 2004 financial year providing the relevant data regarding income on operations, net income for the most recent years, as well as a host of other financial related information necessary to complete a financial analysis of the company. The 10-K also contains relevant auditor, internal and external data, as well as the personal signoff of the executive officers committing to the validity of the financial reports forcing them to take a vested interest in the validity of the company's numbers. This last is required by the Sarbaanes-Oxley Act of 2001."
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General Motors, 2005.
An examination of the statements and policies of General Motors.
900 words (approx. 3.6 pages), 1 source, AU$ 56.95
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Abstract
This paper discusses the nature and character of General Motors financial statements as found in its annual financial statement (10-K), released to its shareholders and the general public. Particular attention is paid to the income statements, cash flows, and accounting policies. Also, the type of income statement, either single-step or multi-step, is identified.
From the Paper
"Income statements can either be single-step or multi-step and the choice of which is used is dependent on the type of business and the business model employed. A single-step income statement tends to place all revenues in one sum as well as all expenses together in another sum. Single-step income statements are most commonly associated with companies or business models built around a service or an intangible product of some kind. Multi-step income statements normally contain more than one sub-total under the sales revenue column such as a cost of goods sold (COGS) figure so that a more accurate picture of revenue can be deduced from the figures."
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Bank Diversification and Specialization, 2005.
A discussion on bank diversification and specialization in the global marketplace.
1,575 words (approx. 6.3 pages), 5 sources, AU$ 99.95
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Abstract
The paper discusses diversification and specialization in the banking industry. The paper further examines the intricacies of diversification and specialization as they relate to modern society, focusing on the various elements of the concepts in finance. The paper applies these theories to the global marketplace, as well as to the local communities to determine which method of banking is more effective.
From the Paper
"With the onset of globalization and the lending fraud of the past few decades to consider it would appear that consumers in America would be more supportive of strength in banking, than in dealing with small financial institutions. Large banks that have often times become consolidated and diversified their portfolios have reported significant gains in their value, and continued success because of diversification in the industry. Specialized bankers and financial institutions, however, have maintained their place in the local markets with a stronger sense of serving the average citizen, in spite of newsworthy events that would have them closed. The question for many Americans today is whether the specialized bank is more effective in meeting the needs of the public, or whether banks that have become diversified provide a more stable environment for financial considerations."
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Credit Derivatives, 2005.
An examination of credit derivatives in modern banking, and how they function in a global market.
1,575 words (approx. 6.3 pages), 5 sources, AU$ 99.95
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Abstract
This paper discusses credit derivatives in modern banking. The paper gives a brief outline of credit derivatives, and further discusses the concept of how they function within the global market. The paper examines occurrences within banking in relation to credit derivatives and how these events have affected the worldwide opinion regarding the limitations of these transactions. The paper draws conclusions from the research provided, and offers opinions for the future of credit derivatives in banking.
From the Paper
"When the economy is stable and interest rates are low, banks traditionally struggle for profits because there is not a significant need for loans from consumers or big business. In these moments of financial peace, banks needed methods that would ensure they could survive independently on the downfall of the economy in order to remain solvent. Credit derivatives were born of such concern, allowing bankers, and others, the ability to reduce their risk by selling risk to other parties. Risk was still maintained by lending institutions, but the prospect of intense profit margins was the deciding factor for most banks to begin to participate in credit derivatives. The research will demonstrate that bank use of credit derivatives has been a recorded success, and that credit derivatives continue to grow across the globe as a boom to the banking industry. However, limitations do exist connected with credit derivatives."
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"A Vision Fulfilled": An Analysis, 2005.
A discussion of CPA qualifications in the article "A Vision Fulfilled".
675 words (approx. 2.7 pages), 2 sources, AU$ 42.95
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Abstract
This undergraduate paper summarizes the article, "Vision Fulfilled", which examines the impact of the computer-based uniform CPA examination, which authors William W. Holder and Paula B. Thomas consider to be the "single most significant change in the licensing of CPAs in the profession" 100-year history. They note that over the past year, the Uniform CPA Examination has been well-received, primarily because of its state of the art technology, generation of higher pass rates, and reflection of the, "work environment candidates will be entering."
From the Paper
"The article, "A Vision Fulfilled" examines the impact of the computer-based Uniform CPA Examination, which authors William W. Holder and Paula B. Thomas consider to be the "single most significant change in the licensing of CPAs in the profession's 100-year history." They note that over the past year, the Uniform CPA Examination has been well-received, primarily because of its state of the art technology, generation of higher pass rates, and reflection of the, "work environment candidates will be entering." (Holder and Thomas) The authors believe that this new examination has been positively received throughout the accounting profession not only because it was the product of more than five years of development, but because of the fortuitous timing of its appearance."
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